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Endowment gifts honor Broadwater Academy's legacy on the Eastern Shore. As an aggregate, this fund generates annual income that supports the operations of the school, flexible tuition and scholarships, and the financial security of our future.
A charitable remainder trust is an individually managed life income arrangement. One or two income beneficiaries may receive payments over their lifetimes or a set term of up to 20 years. It accepts cash, marketable securities, real estate, privately held stock, art, antiques, and collectibles. Choose a fixed annuity or a unitrust managed for growth of income.
A lead trust provides income to Broadwater for a term of years. After that, trust assets, including appreciation, return to you or pass to your heirs. In the latter case, you can reduce the transfer tax on the gift to your heirs. Ask your attorney about creating a charitable trust.
What does this mean? A gift from your IRA directly to Broadwater Academy will qualify toward your annual IRA required minimum distribution, allowing you to donate up to $100,000 of the distribution while avoiding taxation on the distribution.
An endowment fund works quietly in the background. Gifts are pooled and invested, and the fund pays out a portion of its value each year. That annual income goes to the school's operations, flexible tuition and scholarships. Families see it in steady classrooms, kept programs, and help with tuition when it is needed.
A strong endowment is what lets a school plan past one budget year. For a child, that means the art table is still stocked, the AP courses still run, and a scholarship still exists when a family needs it. Parents notice it as consistency: the same teachers, the same rooms, the same school year after year.
